FREE DEBT CALCULATOR
Maximum Loan Calculator
Size the tightest loan amount under LTV, LTC, debt-yield and DSCR constraints.
INDICATIVE RESULT
€8,400,000LTV capacity€10,400,000
LTC capacity€8,400,000
Debt-yield capacity€10,555,556
DSCR capacity€9,451,700
Binding constraintLTC capacity
Calculated directly from the assumptions shown.
Continue in the full model.
Move from this screening result to the free Acquisition Financing Model.
Download free modelFORMULA
How the maximum loan calculation works
Maximum loan is the minimum capacity produced by each lender constraint.
Example calculation
The calculator compares value, cost, NOI and debt-service constraints and reports the binding limit.
INVESTMENT USE
How professionals use the result
Use this to identify which covenant constrains proceeds. A lender may apply additional minimums, reserves and eligibility rules.
Common mistakes
- Using inconsistent NOI across constraints
- Ignoring amortization in DSCR capacity
- Assuming every project cost is eligible
- Forgetting existing debt
CLEAR ANSWERS