FREE FINANCING MODEL · v1.2
Free Construction Financing Model
Size a construction facility and create a monthly debt draw, interest and maturity schedule.
Immediate downloadNo credit cardDirect .xlsx file
Download free model- Editable formulas and assumptions
- Base and downside cases
- Built-in reconciliation checks
- Investor and lender outputs
Construction Financing Model v1.2
Updated 17 September 2026. The screenshots are generated from the actual workbook. Illustrative defaults must be replaced and independently reviewed for live decisions.
WHAT THE MODEL DOES
From assumptions to an auditable investment case.
A lender-oriented construction debt model. Commitment is constrained by LTV, LTC, DSCR and debt yield, then drawn monthly against eligible costs with explicit interest, fees and balloon repayment.
How to use it
- Read the instructions and checks before changing the workbook.
- Replace blue input cells with deal-specific costs, timing, operations and financing.
- Review monthly cash flow, peak funding and the debt schedule before relying on returns.
- Run the downside case and confirm every validation check equals zero.
- Export the dashboard only after an independent review of assumptions and formulas.
MODEL STRUCTURE
Worksheets included
01Dashboard
02Assumptions
03Debt schedule
04Lender
05Sensitivity
06Checks
07ReadMe
WHO IT IS FOR
Built for the full deal team
DevelopersDebt fundsBanksLendersInvestment analysts
Quality controls
Cash flow, debt and distribution schedules include model-specific checks. All IRR formulas use explicit, cash-flow-appropriate starting guesses to avoid false convergence errors.
CLEAR ANSWERS